2020 Consumer Credit Forecast

Matthew Komos leads financial services research and consulting in the U.S. and is charged with providing insights and exploring emerging trends in consumer credit. He has over 20 years of experience in lending, with a focus on risk management, growth dynamics, customer profitability, and analytically derived solutions across the full consumer lifecycle. He also has extensive experience in the business lending arena. Komos has worked within and consulted for some of the largest financial institutions in the world, as well as various startup consulting and lending firms, where he’s leveraged empirically-based solutions to solve complex business problems. Komos earned a bachelor’s degree in economics with a minor in mathematics from the University of Illinois at Champaign-Urbana, and a master’s degree in applied statistics from DePaul University. He’s a member of the Risk Management Association and teaches statistics at both the graduate and undergraduate levels.

Chris Huszar is responsible for providing insights and thought leadership on consumer credit trends. He has over ten years of experience working in various risk management roles at Northern Trust and BMO Harris Bank. Huszar holds a bachelor’s degree in economics from the University of Wisconsin and a master’s degree in analytics from the University of Chicago.