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Social Security Retirement Mistakes to Avoid

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Social Security can be complicated. A lot of factors go into it, and it can be easy to miss out on something. Learn what to do, and what not to do, so you can make choices that are right for you and your family. We’ll even cover some of the most common mistakes, including not considering the impact of your claiming age on your retirement benefit.

Topics we’ll cover also include:

  • The impact retirement age has on your retirement benefits. 
  • Understanding the earnings limit and work considerations 
  • Coordinating you and your spouse’s retirement income and benefits plans (impact on your spouse’s survivor benefits if you claim early)
  • Understanding the 10-year marriage rule and impact to spousal benefits. 
  • Understanding the impact on your benefit of non-covered work years 
  • Understanding the intersection of Social Security and Medicare  

What will you learn? Register now >>

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Kathy Stokes

Kathy Stokes has worked in and around the financial security arena for most of her career. As Director of Fraud Prevention Programs with AARP’s Fraud Watch Network, she leads AARP’s efforts in helping members and other consumers protect themselves and their families from scams and fraud. In addition, Kathy serves as a subject matter expert on Social Security for AARP’s consumer outreach activities. Prior to joining AARP in 2016, Kathy worked with the Brookings Institution’s Retirement Security Project, the Employee Benefit Research Institute, the American Savings Education Council and Ernst & Young’s national tax group. She also ran her own communications consulting practice for a decade with clients in the financial education and retirement space. Kathy holds a bachelor’s degree in Rhetoric and Communication from the University of Pittsburgh and a master’s degree in American Government from the Johns Hopkins University.

Robert Clark

Robert Clark provides consulting services on Social Security issues for financial professionals. He started the business in June 2014 after a 38-year career with the Social Security Administration (SSA). Robert began his career with SSA in 1975 as a Social Insurance Specialist. He served as SSA’s Public Affairs Specialist for Northern New England from 1999 until his retirement in 2014. As a Public Affairs Specialist, he was responsible for enriching the public’s understanding of Social Security programs. He was a frequent speaker at events for the public and served as liaison to governmental and non-governmental agencies and organizations. Robert is a graduate of the University of Massachusetts, Amherst (1975), where he received a Bachelor’s of Science degree in Psychology. He currently resides in Maine.

Derek McGinty

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