Please REGISTER for The Virtual Briefing

Start Date:7/14/2020

Start Time:3:00 PM BST

Duration:60 minutes

The digital era made it possible for global consumers to access goods and services – regardless of their physical location - creating a borderless economy. The Covid-19 pandemic has further accelerated the pace of transformation, changing our economy, society and the way in which we work, live, and shop. In order to navigate the fallout from the pandemic and subsequent changes to consumption patterns, B2C businesses have had to be nimble and innovative—and there have been benefits for companies that quickly shifted their perception on how digital commerce could be done differently. The notion that payments data fuels business growth is not new, but companies are learning that it is vital to leverage that data to make sure they come out stronger on the other side.

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Julie Deane

Founder & CEO

The Cambridge Satchel Company

Julie Deane OBE is the founder of The Cambridge Satchel Company. Julie is a graduate, former Fellow and Honorary Fellow of Gonville & Caius College. Julie is a current ambassador for QEST, sits on the advisory board for Cambridge Judge Business School and is the Entrepreneur in Residence for The British Library. In 2008 Julie Deane started The Cambridge Satchel Company with £600 and one vision – send her children to a better school. With no borrowing, Julie created a brand valued at £40 million within the first five years. From zero business contacts Julie fast became one of the most connected businesswomen in Britain. In 2014 Julie was an awarded an OBE by HRH The Prince of Wales for her services to entrepreneurship. Julie toured China with then Prime Minister David Cameron, travelled with Richard Branson to America where she holds a Guinness World Record with Virgin Media Business, having watched 160 business pitches over the course of 29 straight hours. Julie was the guest of honor and keynote speaker at Jack Ma’s, founder of Alibaba, first Alibaba She Era Conference an event focused on encouraging and supporting female entrepreneurs. In April 2017 Julie spoke at Vanity Fair’s inaugural ‘Founders Fair’ at the personal invitation of Editor in Chief, Graydon Carter. With no previous fashion credentials Julie built The Cambridge Satchel Company from the ground up and has worked with Comme des Garcons, Vivienne Westwood, producing bags for Lady Gaga, The Rolling Stones and Buckingham Palace. In 2016 Julie was commissioned by the British Government to carry out an independent review on self-employment in the UK. Julie is the first and only woman to have ever received the RSM International Entrepreneur of the Year award. Julie recently has become an Ambassador for the charity SHE which is associated with Y Care International / YMCA and aims to start 1 million female led businesses by 2030, for women in vulnerable situations (initially focused on Sierra Leone, Senegal, Liberia).

Caroline Hyde


Bloomberg TV

Hyde co-hosts Bloomberg Television’s afternoon programming from 2pm-5pm ET daily from New York. Previously Hyde co-hosted “Bloomberg Markets” from London and was the European Technology and Media correspondent for “Bloomberg Technology.” She has also served as the network’s chief European correspondent, traveling the region to report on the most important business, economic and political issues shaping global markets. Hyde joined Bloomberg in 2008 to cover the European debt markets for Bloomberg News as a corporate finance reporter, focusing on company loans and bonds as well as sovereign debt. She covered the freeze in the European loan market following the collapse of Lehman Brothers and the unraveling of the European sovereign debt crisis, as well as breaking news on the sales and performance of government bonds from Greece ahead of its bailout. Hyde has also provided in-depth reports on the London property sector, tech scene and shone a light on the European start-up community. Prior to joining Bloomberg, Hyde worked in public relations for London’s Moorgate Group, where she was a debt market specialist, managing campaigns for clients including Standard & Poor’s and Lloyds Banking Group. She holds an MA (Oxon) in Politics, Philosophy and Economics from Oxford University.

Guillaume Pousaz

Chief Executive Officer & Founder

Guillaume Pousaz is CEO and founder of Guillaume believes that financial complexity is a barrier to innovation which is blocking global economic prosperity. Having witnessed the growth of the internet since he was young, he founded in 2012 with a mission to build the banking that businesses deserve. Over the last decade, he has worked with some of the world’s most innovative companies to provide them with solutions to complex payment problems. is now one of the largest fintechs globally with 13 offices and a team of 750+ people. Originally hailing from Switzerland, he has since lived all over the world as he drove’s ambitious international expansion.

Sebastian Siemiatkowski

CEO and Co-Founder


In 2005, Sebastian Siemiatkowski co-founded Klarna in order to provide safe and smooth online payments. Klarna is now on a mission to reshape shopping by elevating the entire shopping experience. By offering consumers an end-to-end shopping service including payments, social shopping, and personal finances, we give all Klarna users the benefits of inspiration, perks, and convenience. Over 200,000 retail partners, including H&M, IKEA, Expedia Group, Samsung, ASOS, Peloton, Abercrombie & Fitch, Nike and AliExpress have enabled Klarna’s innovative shopping experience online and in-store. Klarna is the most highly valued private fintech in Europe with a valuation of $5.5bn and one of the largest private fintechs globally. Klarna was founded in 2005, has over 3,000 employees and is active in 17 countries. For more information, visit

Amy Thomson

Technology Reporter

Bloomberg News

Amy Thomson is a reporter and editor at Bloomberg News in London who’s written about telecom and technology in the US and Europe for more than a decade. She rejoined the beat in London last year after working as an editor and deputy team leader on the mergers and acquisitions team.

Harriet Rees

Head of Data Science

Starling Bank

Harriet is Head of Data Science at Starling Bank. Prior to joining Starling, Harriet’s career was focused in the Actuarial and Mathematical fields bringing applications of AI to traditional regulated Insurance markets. At Starling, Harriet leads the data analytics agenda at the bank with technical oversight on all aspects of the data technology platform. Harriet is passionate about research into the fields of bias in AI and Starling’s assurance of its own algorithms and has recently been invited to join the AI Public Private Forum with the FCA and Bank of England, which aims to better understand the use and impact of AI/ML in Financial Services and support safe adoption of these technologies. In addition, Harriet was delighted to be listed on the Innovate Finance Powerlist this year for her work as a Technology Professional specialising in these fields.

Dave Montague

Senior Vice President & General Manager of eCommerce

Expedia Group

Mr. Montague is the Senior Vice President and General Manager of eCommerce for Expedia Group. In this role he oversees key eCommerce capabilities powering travel transactions at global scale; from accepting payments, calculating tax, detecting fraud and abuse, to ensuring identity, developing loyalty offerings, orchestrating events across book, change and cancel, powering checkout and managing accounts receivable and payable. David joined Expedia Group in 2015 as Vice President of Fraud & Risk and quickly became SVP of Enterprise Risk and Security. David has over 20 years of eCommerce experience and is well respected for his business knowledge and thought leadership in payments and fraud. His career included extensive work as a consultant, having consulted with many of the biggest names in the industry; internationally and within a diverse set of verticals, giving him a broad and unique perspective. He has an established track record for deploying in-depth innovative solutions within all levels of the payments ecosystem (merchant, issuer, acquirer, vendor). David is also the Founder of The Fraud Practice and serves on multiple advisory boards in the Fintech market. Prior positions he has held include the Director of Risk Solutions at CyberSource Inc and National Principal at IBM Global Services. Along with a Master's Degree in Information Management, David is an accomplished speaker and published author, having written “Fraud Prevention Techniques For Credit Card Fraud” (published 2004) and “Essentials of Online Payment Security and Fraud Prevention” (published 2010).
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