
Peter A. Wouters
Director, Tax, Retirement & Estate Planning Services
Empire Life
Peter is an expert in tax, retirement and estate planning. He has provided hundreds of workshops and seminars for advisors, MGAs, IIROC firms, professional firms and consumer groups on tax, retirement and estate planning. As a Registered Financial Gerontologist, Peter educates professionals in the needs, expectations and issues of elders. He also conducts workshops for advisors on the buying, selling or merging a practice.

Akua Carmichael, LL.B, J.D, TEP
Director, Tax, Retirement & Estate Planning Services
Empire Life
Akua is a lawyer and subject matter expert in tax and estate planning. Her estate planning expertise includes, tax and probate planning, corporate reorganizations, cross-border will and trust planning, charitable giving, planning for special needs beneficiaries, estate planning for pets, and incapacity planning.
Akua’s experience includes working with owner-managers, entrepreneurs, professionals, seniors and parents of young families. Akua regularly provides tax and estate planning advice and opinions to advisors from various financial institutions and their clients.